Discussion continues: PN NAGARAJU SHARES HIS EXPERIENCE

28 Feb 16, 05:44 PM

P.N.Nagaraju DZM(Retd): Lot of discussion is going on as to whether the enhanced mediclaim is required or not. 

Here I would like to quote an an incident that happened during 2005 when I was DM(NB/Actl.) at D.O. Mysore, One of our Development Officers got admitted to one of the reputed Hospitals in Mysore for abdominal pain and he was operated and his pancreas was removed though it was not required. The doctor admitted to that afterwards. To rectify the mistake they operated him another time. The expenses were around 8 lakhs and he was in financial crunch. 

In fact I tried through our DMR Dr. S.Vishweswaran for reducing the bill which the hospital authorities did not agree and finally the DO applied for Chairman Fund Relief which was sanctioned. 

Friends please remember the serving employees can apply for Chairman’s Relief beyond the limit of mediclaim limit opted by him and this is facility is not available to PENSIONERS, So you take a decision as to what is good for you.

Here I would like to quote another example where one of my friends for reasons known to him did not join the Mediclaim scheme after retirement and now he is suffering from Knee joint pain and wants to undergo Knee Cap replacement which is a costlier one and now wants to join the Mediclaim Scheme. No pensioner opts for higher Mediclaim amount with an intention to suffer and claim the amount. It is only a provision for unforeseen contingency and I pray God to bestow all Good Health to the pensioners and their dependents.