UNION BANK RETIRED EMPLOYEES' ASSOCIATION
Date: 7th November,'15
Implementation of New Medical Insurance Scheme by our Bank
A
letter written by Shri N.Shankar, General Secretary, All India Union
Bank Employees' Association to the Bank is re-produed here under.
Yours sincerely,
B.G.Raithatha,
General Secretary
CLICK BELOW TO READ THE LETTER
ALL INDIA UNION BANK EMPLOYEES' ASSOCIATION
GS 1/148/ 15 Date : 6th November, 2015
To
General Manager ( HR ),
Union Bank of India,
Union Bank of India,
Central Office,
Mumbai.
Dear Sir,
Sub: Insurance Linked Medical & Hospitalization Scheme.
This is in reference to your HR:253:2015 dated 4th November 2015 on the captioned subject being the response to our GS/1/143/15 dated 31st Oct 2015 addressed to our Chairman & Managing Director with copy to our Executive Director and to your office.
At
the outset we regret to note that the reply is vague and does not
address any of the issues raised by us. We also know that the top
management is not aware of the reply furnished to us by your department.
It
appears that Bank is taking our letter as well as the queries raised by
us very lightly without understanding the ramifications behind the
same. It is disturbing to note that our Bank is very casual in
implementing the scheme without addressing the issues connected to it.
Such approach would be disastrous for the Bank since the employees will
be facing difficulties in getting treatment as well as settlement of
bills.
Leaving
the scheme’s operations to the whims & fancies of TPA appointed by
the Insurance Co in the name of so called IBA guidelines or discussions
with IBA & Insurance Co does not in any way absolve Bank’s
obligations and responsibility arising out of provisions of 10th
Bi-Partite settlement. Despite our concerns and queries explained in
the letter Bank continuing its lackluster attitude explains its concern
towards its employees and their health care.
What is worrying is that the Bank is silent about 1) Operation
of Buffer Policy 2) Treatment to employees and their dependents &
settlement of Medical & Hospitalization Bills when the employee has
exhausted the insured amount 3) Time line for TPA to settle the Bills
and violation of settlement with regard to settlement of bills 4)
reasons for not extending the scheme to employees who were compulsorily
retired when the settlement provides for the same 5) updation of working
employees’ data on dependents & 6) bringing the tie up hospitals
under the scheme.
Such
silence makes the employees feel that the Bank has never anticipated
such queries and hence not raised the same while discussing the matter
with IBA & Insurance Co. Hence now it finds difficulties to address
the queries raised by the Association.
Please remember that the scheme as circulated vide circular no 6263 is totally in contrast to the 10th Bi-Partite settlement and the same is detrimental to the interest of the Bank as well as employees.
We once again put you on notice to address the issues raised by us and furnish point wise reply to
our letter so as to enable us to decide our course of action to protect
the interest of the employees. Already employees are agitated over the
TPA issuing e card on the old un-updated list of dependents and
expressing anger over the same.
At least now we hope that Bank will wake up & shed its indifferent attitude and break its silence on such vital matters without any vague reply so as to avoid unrest among the employees..
Kindly acknowledge our communication with a reply.
Thanking you,
Yours truly,
(N. Shankar)
General Secretary.