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Saturday, July 04, 2015

'BANK NEWS'

UNION BANK RETIRED EMPLOYEES' ASSOCIATION


Option letters to be submitted for availing difference of 
commutation
 by the employees / officers retired ​after 1st November,'12

    We forward herewith a circular and the relevant format of the option form 
issued by our Bank
. Please bring this to the notice of the members of our Association who are retired from the Bank after 1st November,'12. If possible, our Association will issue a circular to such members. However, it may take some time to issue the circular.

    Though getting difference in commutation will result in some reduction in pension, you may advise the members that availing commutation difference will be beneficial because -

  1. ​The commuted amount kept in Fixed Deposit will earn interest, which will be more than reduction in pension​ in most of the cases
  2. Whether commutation is availed or not, in cases of sad demise of the Pensioner, Family Pension will be same @ 15% of the last drawn basic (in most of the cases of officers and clerical staff). 
​    A Circular issued by AIBEA in this respect, giving few illustrations of clerical and sub staff, was forwarded to you earlier. It is repeated with this e-mail. Taking base of this, Officers may also work out increase in commutation and decrease in pension.  
    With greetings,​
 
Yours sincerely,
B.G.Raithatha,
General Secretary