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Sunday, May 24, 2015

Ashok Goyal

Future Retirees befooled to Lose as IBA inks Wage Revision 

In my every minute diary dated 24/02/2015 I had raised the issue of Retirees/Pensioners as the Bank Retirees Pension is freezed on retirement as it is not revised as per bipartite wage revisions between the IBA and the Bank Unions. One of the para of my earlier post dated 24/02/2015 read as under:

"While revising the wages, the pensioners are denied the benefit of revision as pensioners can not strike work to force the government to recognise their long unblemished service of 35 to 40 years. Pensioners would have not demanded any revision in their pensions had the cost of living been arrested by the Government. It is unjustified on the part of any government to freeze the pension of Bank Pensioners. One more interesting fact is that a person who took birth on 31/10/1952, due to God's wish and not his or her on choice, retired on 31/10/2012 will not get the pension as payable to his or her counterpart retiring on 01/11/2012 due to none of his or her fault. To remove such anomalies Government should revise the pension of bank pensioners on every wage revision."

As per the broad settlement inked by IBA with Bank Unions the final agreement was to be inked within 90 days that is up to 23/05/2015 along with residual issues including the issue of revising the pension of the existing retirees and pensioners. But the existing bank pensioners have been left high and dry to fend for themselves and the bank unions are likely to ink the final wage revision with IBA on or before 25/05/2015. I fail to understand the intentions of the Bank Unions and IBA to keep on deferring the final wage revision for 90 days. I think that Bank Unions and IBA do not like to make public the final agreement before signing so that the bank employees may not critically examine the settlement. In this era of "Right to Information" the bank employees have every right to know the blueprint of the final agreement well before signing it by the IBA with Bank Unions.

As per unconfirmed reports a new interesting scenario about the fate of future retirees has emerged and it has been inferred by calculative bank employees that future retirees of the banks will get lesser pension as compared to the retirees who retired on or before 31/10/2012. The IBA has thus killed two stones with one bird. The existing retirees who retired on or before 31/10/2012 will not press for revision of their pension as their pension will get reduced whereas the existing employees will be loser by getting lesser pension as per classic example below:

November 2012        
November 2012          
Shortfall or Surplus             
 9TH BIPARTITE
10TH BIPARTITE 
Not Applicable 
 B.PAY = 20100
B.PAY= 32850 
 NA
 B.PENSION=10050
 B.PENSION=16425
 NA
 DA=76.50%=7688.25
DA=10.90%=1790.32 
 NA
 LESS 1/3 = 3350.00
LESS 1/3 = 5475.00 
 NA
NET PEN = 14388.25
NET PEN=12740.32 
 (-) 1647.93



 MAY 2015
MAY 2015 
NA 
 9TH BIPARTITE
10TH BIPARTITE 
NA
 B.PAY=20100
B.PAY=32850 
NA 
 B.PENSION=10050
B.PENSION=16425
NA 
 DA=110.70%=11125.35
DA=33.70%=5535.22 
NA 
 Total = 21175.35
Total= 21960.22 
NA 
 LESS 1/3= 3350.00
LESS 1/3 = 5475.00 
NA 
 NET PEN= 17825.35
NET PEN=16485.22 
(-) 1340.13 




As illustrated above apart from injustice done to the existing bank retirees and pensioners without resolving their demands/issues - the IBA has, under 10th Bipartite Settlement, added insult to the injury of the future retirees as the negative impact of the settlement, as above, will result in lesser pension to post 30/11/2012 retirees but for the increase in commuted value of the pension.

Therefore it is time for the existing retirees and future retirees to join together and continue the fight against the mighty forces behind the denial of genuine demands of retirees.