This is in response to Sri V S Prakassa Rao's long Post titled Mediclaim Management. He made quite a few valid observations and one good suggestion - that the Insurer (New India) should be hauled up for deficiency of service through Consumer Court. This is worth examining and pursuing where possible.
I am glad Mr Rao echoed some of my own oft-pleaded points in support of 'Total Cashless Admission and Treatment' clause to be incorporated in the Group Policy to be issued shortly for the year 2015-16. For his and the others' information, I have been continuously following this up with LIC & New India. They always say 'we are working out and we will let you know'. My worst fear is that they will remain non-committal till the last minute and finally unilaterally announce a scheme where the clause which I have been canvassing, may not be there but they will claim to have added some more diseases to the existing list of 'pre-approval' for cashless treatment. Ironically, that addition of more diseases is what some of our big leaders are clamoring for. Even Mr Prakasa Rao in his Post discusses the need for expanding the list. Can't one see that the so called list of diseases which entitle one for treatment without cash payment, have a procedure equal to death? Then why ask for enlarging the list? Dump it, should be our demand.
Here is my request to all Pensioners:
Write or E-mail to the Chairman LIC, on the following lines:
REQUEST INCLUSION OF TOTAL CASHLESS ADMISSION & TREATMENT CLAUSE IN GROUP MEDI-CLAIM POLICY FOR 2015-16. THIS FACILITY IS FOR THE BENEFIT OF ALL STAKEHOLDERS - THE INSURED, THE INSURER AND LIC.
Chairman's E- Mail ID: chairman@licindia.com
Secretary (ER) C.O: co_era@licindia.com
Thanks and regards,
Sreenivasa Murty M