SREERAM'S QUERY

Expenses incurred upto Rs 5000/- in a year for preventive medical
check up are eligible for tax benefits under Sec 80 D of I T Act.

My view is that if the Master Check-up provider had charged for 

TMT & 3D Echo separately, reimbursement of those expenses 

upto the prescribed limits can be claimed from New India as per 

the rules of our Group Mediclaim Policy subject to fulfillment of 

the policy conditions. 

It should be ensured that such additional tests are authorized 

by appropriately qualified Medical Professionals. IT exemption 

will be available only to the extent of the package amount charged 

for Master Check up by the provider. 

Although specifically,TSH (Thyroid) is not included in the 

‘reimburseables’ list, I feel Mr Sreeram can make a formal claim 

for reimbursement with a request to add this diagnostic test also 

in the list. 

There is no reason why the New India Assurance Co should not 

allow reimbursement for a test costing Rs 5000/- while allowing
reimbursement for less expensive tests.

C H Mahadevan