UNION BANK RETIRED EMPLOYEES' ASSOCIATION
Date: 7th November,'15
Implementation of New Medical Insurance Scheme by our Bank
A letter written by Shri N.Shankar, General Secretary, All India Union Bank Employees' Association to the Bank is re-produed here under.
General SecretaryCLICK BELOW TO READ THE LETTER
ALL INDIA UNION BANK EMPLOYEES' ASSOCIATION
GS 1/148/ 15 Date : 6th November, 2015
General Manager ( HR ),
Union Bank of India,
Union Bank of India,
Sub: Insurance Linked Medical & Hospitalization Scheme.
This is in reference to your HR:253:2015 dated 4th November 2015 on the captioned subject being the response to our GS/1/143/15 dated 31st Oct 2015 addressed to our Chairman & Managing Director with copy to our Executive Director and to your office.
At the outset we regret to note that the reply is vague and does not address any of the issues raised by us. We also know that the top management is not aware of the reply furnished to us by your department. It appears that Bank is taking our letter as well as the queries raised by us very lightly without understanding the ramifications behind the same. It is disturbing to note that our Bank is very casual in implementing the scheme without addressing the issues connected to it. Such approach would be disastrous for the Bank since the employees will be facing difficulties in getting treatment as well as settlement of bills.
Leaving the scheme’s operations to the whims & fancies of TPA appointed by the Insurance Co in the name of so called IBA guidelines or discussions with IBA & Insurance Co does not in any way absolve Bank’s obligations and responsibility arising out of provisions of 10th Bi-Partite settlement. Despite our concerns and queries explained in the letter Bank continuing its lackluster attitude explains its concern towards its employees and their health care.
What is worrying is that the Bank is silent about 1) Operation of Buffer Policy 2) Treatment to employees and their dependents & settlement of Medical & Hospitalization Bills when the employee has exhausted the insured amount 3) Time line for TPA to settle the Bills and violation of settlement with regard to settlement of bills 4) reasons for not extending the scheme to employees who were compulsorily retired when the settlement provides for the same 5) updation of working employees’ data on dependents & 6) bringing the tie up hospitals under the scheme.
Such silence makes the employees feel that the Bank has never anticipated such queries and hence not raised the same while discussing the matter with IBA & Insurance Co. Hence now it finds difficulties to address the queries raised by the Association.
Please remember that the scheme as circulated vide circular no 6263 is totally in contrast to the 10th Bi-Partite settlement and the same is detrimental to the interest of the Bank as well as employees.
We once again put you on notice to address the issues raised by us and furnish point wise reply to our letter so as to enable us to decide our course of action to protect the interest of the employees. Already employees are agitated over the TPA issuing e card on the old un-updated list of dependents and expressing anger over the same.
At least now we hope that Bank will wake up & shed its indifferent attitude and break its silence on such vital matters without any vague reply so as to avoid unrest among the employees..
Kindly acknowledge our communication with a reply.