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Friday, November 27, 2015

ADV N. PRADEEPKUMAR



In My First Part Of This Article, I Reproduced The Pensionary Provisions Of Reserve Bank Of India Pension Regulations,1990 Applicable To The Reserve Bank Pensioners, Pensionary Provisions Of LIC Of India, Applicable To The Pensioners Of LIC Of India And The Pensionary Provisions Applicable To The Pensioners Of The Public Sector Banks, And Compared And Contrasted All Those Pensionary Provisions And Ultimately I Explained And Said That “The Pensionary Provisions Applicable To The Pensioners Of LIC Of India” “Are The Best Ones”, “Interpreted In Any Manner” And “Viewed From Any Angle”.


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          For  The Sake Of   Jogging   The Memory  Of  The  Readers,  I Will  Reproduce  The  Text  Of  Regulation  5  Of  The  Reserve  Bank  Of India  Employees’ Pension  Regulations,1990, And  It  Reads  As  Under:
“In The  Matter  Of  Application  Of  These  Regulations”, “Regard May Be Had  To The  Corresponding  Provisions  Of  The  Civil  Services  Regulations”, “Or  The  Liberalized  Pension Rules” ,”Or  The  Civil  Pension (Commutation)Rules”, “Or The Family Pension  Scheme”, “For  Central  Government  Employees”, “As  The  Case  May  Be”, ”Of  The Government  Of  India”, In So Far  As  They  Can  Be  Adapted   To  The  Service In The  Bank”, “But Subject  To”, “Such  Exceptions”  “And   Modifications”, “As  The  Bank  May”, “From  Time  To  Time  Determine”.
Now, Let Us  Go  To  The  Text  Of  Regulation  56  Of  Bank(Employees’)Pension  Regulations, 1995, And It  Reads  As Under:
Residuary  Provisions
Regulation  56:
“In  Case  Of  Doubt”, “In  The  Matter Of Application  Of  These  Regulations”, “Regard  May  Be  Had  To  The  Corresponding  Provisions  Of  Central  Civil  Services  Rules,1972”,“Or The Central Civil Services (Commutation  Of  Pension) Rules, 1981”, “Applicable  For Central Government  Employees”, “With  Such  Exceptions  And Modifications”, “As  The  Bank”, “With  The  Previous  Sanction  Of  The  Central  Government”, “May  From  Time  To  Time”, Determine.
Upon  Refreshing  Myself  Of  What  I Said  In  Part-I Of This Series  Of Articles, I  Find  ONE  Intricate  Provision  In Rule 56 Of  LIC Employees’ Pension Rules, 1956  And  To  Jog  The  Memory  Of The  Visitors  /  Readers,  I Am Reproducing  The  Text  Of Rule  56  Of  LIC Employees’ Pension Rules,1995, And It Reads As  Under:
Rule  56:Residuary  Provisions:
“Matters In Relation  To  Pension”  “And  Other  Benefits” “In  Respect  Of  Which”, “No  Express  Provision  Has  Been  Made  In  These  Rules”, “Shall  Be Governed By The  Corresponding  Provisions”, “Contained In The Central Civil  Services(Pension)Rules, 1972”, “Or The  Central  Civil  Services(Commutation Of Pension) Rules, 1981”, “Applicable  For  Central  Government  Employees”.
In  Part –I  Of  This  Series  Of  Articles, After Reproducing  The  Text  Of  The  Relevant Pension     Regulations And  Rules / Vice – Versa, Applicable  To  The  Pensioners  Of  Reserve  Bank  Of India, LIC  Of  India  And  The  Public  Sector  Banks, I Have  Expressed  My  Considered  And  Irrefutable  View “That  The LIC Pension Rules”, “Applicable  To  The  Pensioners  Of  LIC  Of  India  Are  The  Best  ONES”.
There Is  A  Reason,  Behind  My  So  Saying, And  The  Reason Is, Rule  56  Of  LIC  Employees’ Pension  Rules,1995, “Admits Of No  Tongue-Twisting”, “For Interpreting  And  Misinterpreting”  “Various  Provisions  Contained In The LIC  Employees’ Pension  Rules,1995”, When LIC  Pension  Related  Matters  Come  Up  Before  The  Writ  Courts.
         Upon  Coming  To  Such  Conclusion, If We  Dissect  Rule  56 Of  LIC  Employees’  Pensions  Rules, 1995, The  Following  Position  Emerges  And  The  Split  Content   Amounts  To  The  Following :
1.”Matters  Relating  To  Pension”
2.”And  Other  Benefits”
3.”In Respect  Of  Which  “No  Express  Provision”  Has   Been  Made  In  These  Rules”
4.”Shall Be Governed By The Corresponding Provisions”
5.”Contained In The Central Civil Services(Pension) Rules, 1972”
6.”Or The  Central  Civil  Services(Commutation  Of Pension)Rules, 1981”
7.”Applicable   For   Central  Government  Employees”.
Upon  Dissection  Of  Rule 56 Of LIC  Employees’ Pension  Rules, 1995,My  Eyes  “Immediately  GOT RIVETED TO   The  Split  Content  At  Item:2”, Reading / Saying  “And  Other Benefits”. The  Reason  As  To  Why  My  Eyes  Immediately  Caught  Hold  Of  The  Content--
“At Item   2   Above Is”--
“To  Which Exact  Area  This  Intricate   Provision  Can  Be  Extended” “Has  To  Be  First  Found  Out”, For  One  Thing.
And What  Can   Be  In  The  Minds  Of  The Framers  Of  LIC  Employees’  Pension  Rules, 1995, “When  They  Had  Inserted These  3  Words”, “And  Other  Benefits”, For  Another--
“Just   Immediately   After  The Phrase”—
“Matters   Relating  To  Pension”.
The   Fundamental  Point  Here  Is—
“Though  Commutation  Of  Pension”, Is  “An  Integral  Part  Of Any  Pension  Scheme”, This Matter  Of Commutation  Of  Pension  Has  Been  Specifically  Mentioned  In—
1. Regulation 5 Of Reserve   Bank Employees’ Pension Regulations, 1990—
Reading—
“Civil   Pension(Commutation Rules)”
2. Regulation 56 Of Bank Employees’ Pension Regulations, 1995, Reading—
“Or The Central   Civil  Services (Commutation  Of  Pension)Rules, 1981”.
3.Rule  56  Of  LIC  Employees’ Pension  Rules, 1995  Reading—
”Or The Central Civil Services(Commutation  Of Pension)Rules, 1981”.
Now, What  Stands  Prominently   After  Going  Through  The  Allied  And  Somewhat  Similar Pension  Regulations / Rules  Of  Reserve  Bank  Employees’ Pension  Regulations, 1990 Or Bank  Employees’ Pension  Regulations, 1995  Or  LIC  Employees’  Pension  Rules, 1995 “Is  A  Singularly  Unique  Feature”, “Which  Can  Not  Be Found  “In Either  Reserve  Bank  Employees’ Pension  Regulations, 1990” “Or  Bank  Employees’ Pension  Regulations, 1995”  Is,  The  Phrase, Reading--
[Matters  Relating  To  Pension]
“And  Other  Benefits”.
Alright  Now, After  Finding  Out  That “A Unique  And Solitary  Feature”, Which  Can  Not  Be  Found  In  The  Pension  Regulations  “Of  Either  Reserve  Bank  Employees’ Pension  Regulations, 1990” “Or  Bank  Employees’ Pension  Regulations, 1995”  Is,  The  Phrase, Reading--
[Matters  Relating To  Pension]
2.”And  Other  Benefits”—
“We  Have To Find  Out, As To  Where  Should  This  Provision, “Found / Contained  In  LIC  Employees’  Pension  Rules, 1995” Lead  Us?”
Let   Us  Try  To  Dissect  This  Provision  As        Under:
1. “Though  Commutation  Of  Pension”, “Is An  Integral  Part  Of  Any  Pension  Scheme  Of  “The  State”(“The  State”, As  Defined  In  Article  12  Of  The  Constitution  Of  India) And  Its  Instrumentalities”, “This  Aspect  Of  The  Matter   Has    Been  Taken  Care  Of  In  All  The  Pension  Regulations  / Rules  In Respect  Of All The  Above Mentioned  Three  Establishments”, “SPECIFICALLY”.
  Now, the Question before Us Is, As To Where   Should / Can   “These Three Words”—
“And Other Benefits”
Contained Rule 56   Of  LIC  Employees’ Pension Rules, 1995   Be Traced ?
To  My  Mind, It   Appears  That,  May Be, Perhaps,  The  Framers Of  LIC  Employees’ Pension  Rules, 1995  Thought  Of  Giving  --
“A Constitutional Flavour”, “By Inserting These Three Words”, Reading—
“And  Other   Benefits”
In  Rule  56   Of  LIC  Employees’ Pension  Rules, 1995. How  Is  It  So  Can  Be  The  Question  To  Me, From  My  Fellow  Pensioners   And  It  Can  Be  Explained  As  Under:
Article  12  Of  The  Constitution  Of  India  Reads  As  Under:
PART –III

FUNDAMENTAL  RIGHTS
General
12. Definition: In This Part, Unless The Context  Otherwise  Requires, “The  State”—
“INCLUDES”—
1.The  Government
2.And  Parliament  Of India
3.And  The  Government
4.And  The  Legislature  Of  Each  Of  The  States
5.And  All   Local   Or  Other  Authorities  Within  The   Territory  Of  India
6.OR Under   The  Control  Of  The  Government  Of  India.
I May  Say  At  This  Point  That, In  The  Form  Of  Government  As  Adopted  By  The  Constitution Of India, Which  Is  Called  / Known  As  The—
“Parliamentary Form Of  Government”,  “The  State(“The  State”, As  Defined  In  Article  12 Of  The  Constitution  Of India)Power”  Is Divided  /  Distributed  Among   3  Organs, Namely—
1. Legislature
2. Executive   And
3. The  Judiciary.
I  Know   That  At This  Point, My  Fellow  Pensioners  May  Be Inclined  To  Put A Question  To  Me, Desiring  To  Know  That–
If  “The  State  Power”  “Is  Divided  In  Our  Form  Of  Government”,  Known   As  “Parliamentary  Form  Of  Government”--
“Among  Three  Organs  Of  The  Government”, As  Mentioned And  Explained  By  Me  Hereinabove—
Why  Is Not There Any  Reference  To  The  “Judiciary   At  All”,  In  Article  12 Of  The  Constitution  Of  India?”
Some   Academic   Discussion Is Going On   In This Respect   Among  The  Intellectuals, And  No  Final Decision  / Conclusion   Has  Been  Arrived  At,  So  Far.
Let  Us  Now  Come  To  This  “Inclusive  Definition”  Of  “The  State”, As   Contained  In  Article  12 Of  The  Constitution  Of India,  Text  Of   Which  Is  Reproduced  Hereinabove, Before  Going  To  Rule  56  Of  LIC  Employees’ Pension  Rules,, 1995.
Upon  Dissecting   And  Splitting  The  Six  Components  Contained  In Article  12  Of  The  Constitution  Of  India  As  Shown  Hereinabove  Like—
1.The  Government
2.And  Parliament  Of India
3.And  The  Government
4.And  The  Legislature  Of  Each  Of  The  States
5.And  All   Local   Or  Other  Authorities  Within  The   Territory  Of  India
6.Under  The  Control  Of  The  Government  Of  India—
In  Course  Of  Time,  If  At  Any  Point  Of  Time, Parliament  Of India Exercising  Its  Constituent  Power  Under  Article  368  Of  The  Constitution  Of  India, Acting  As  A  Constituent  Assembly, “For  The  Limited  Purpose  Of  Amending  The  Constitution  Of  India”, If  It  So  Desires  “Can  Include”  Any  Other  Institution  As  Part  Of   “The  State” / Forming  Part  Of  Article  12  Of  The  Constitution  Of  India.
Therefore, This Definition Of “The  State”,  As  Contained  In  Article  12  Of  The  Constitution  Of  India, “Is An Open Ended  One”.
And  Now,  I Know That, At  This  Stage,  My  Fellow  Pensioners, May  Be Inclined  To  Know  From  Me  / Inclined  To   Put  A  Question  To  Me  As  To  How “This  Open  Ended  Definition  Of  The  State”, As Contained In  Article  12 Of  The  Constitution  Of India, “Applies  To  Rule   56  Of  LIC  Employees’ Pension  Rules, 1995?”
I Would  Like   To  Explain  This  Very  Exact  Matter  To  My  Fellow  Pensioners, Elucidating  As  To  How Rule   56  Of  LIC  Employees’ Pension  Rules, 1995  Is  Related  To  Article  12  Of   The  Constitution  Of  India.
My Elucidation Of This   Matter   Runs  As  Under:
1.We  Have  Seen   Until  Now,  As  To How  Article  12  Of  The  Constitution Of  India “Is  An  Open-Ended  Provision”  And  If  Parliament, Acting  In  Its  Constituent  Power, As  The Constituent  Assembly  For  The  Limited  Purpose  Of  Amending   Article  12  Of The  Constitution  Of  India  Includes  More  Institutions  Under  The  Ambit  Of  Article  12  Of  The  Constitution   Of India, It  Can Do  So  And  There  Is NO   End  For That  At  All.  That  Is  Why  The Definition  Of  “The  State”  In  Article 12  Of  The  Constitution  Of  India  Is  Called As –
“An   Inclusive Definition”.
TO  BE  CONTINUED.