* CHRONICLE - PENSIONERS CONVERGE HERE, DISCUSS ISSUES OF THEIR CHOICE * CHRONICLE - WHERE EVEN THE CHAT COLUMN PRODUCES GREAT DISCUSSIONS * CHRONICLE - WHERE THE MUSIC IS RISING IN CRESCENDO !

               
                                   

Friday, May 30, 2014

DEAR ALL,

1) MEDICLAIM FAMILY FLOATER POLICY IS A BOON SHOWERED ON US. IT IS AN EXCELLENT SCHEME.

2)LAST DATE FOR SUBMISSION OF -- OPTION FORM -- SO SIMPLE & SO EASY, FEW COLUMNS ONLY -- IS 31 MAY 2014. DONT WAIT FOR ANY EXTENSION OF TIME. WE HAVE TO COMPLY WITH RULES & CONDITIONS STIPULATED IN CO CIRCULAR.

3)RESPECTIVE PENSION DISBURSEMENT OFFICES HAVE RISEN TO THE OCCASION IN SENDING THE FORM TO PENSIONERS AFTER RECEIPT OF OPTION FORM, LIC HAS INFORMED PREMIUM PAYABLE FOR OPTED HIGHER SA. THIS IS A WONDERFUL OPPORTUNITY TO CHOOSE MAXIMUM SA AS PREMIUM DIFFERENCE PAYABLE IS MEAGRE TO MODEST FOR ANY SA CHOSEN plus AS THIS IS FFP, RESHUFFLE OF MEDICLAIM, EVEN IF IT EXCEEDS ONE'S LIMIT, BALANCE,WHICH IN EARLIER SCHEME WOULD HAVE BEEN REJECTED WILL BE ACCOUNTED FOR FROM SPOUSE or VICE VERSA. THIS IS GREAT & SO IT IS FFP. LIC HAS INFORMED balance PREMIUM PAYABLE FOR 2014-15 after DEDUCTING MEDICLAIM PREMIUM ALREADY PAID BEFORE 31 MARCH 2014 & CALCULATING APRIL -- JUNE AT OLD RATE plus FFP IMPLEMENTED WEF 1/7/2014

4)THIS BALANCE  PREMIUM IS BEING DEDUCTED FROM JUNE 2014  PENSION. PLEASE VERIFY WITH UR OFFICES WITHOUT FAIL. AS WE SAID EARLIER, only OPTION FORM DULY COMPLETED HAS TO BE RECEIVED BEFORE 31 MAY 2014. SZO & PERHAPS OTHER ZONES TOO & MARATHON CALCULATIONS WERE SENT TO ALL, PREPARED BY S/Sri  CH MAHADEVAN & RK SAHNI. WE OWE A DEEP DEBT OF GRATITUDE TO THEM

5)AS ONCE OPTIONAL SA IS CHOSEN, FOR 3 YEARS, ONE CANNOT CHANGE HIS OPTION, WE ADVISED THE DESIRABILITY OF CHOOSING RIGHT NOW HIGH/HIGHER/HIGHEST SA, AS DIFFERENCE IN PREMIUM BETWEEN OLD & NEW IS NOT HIGH.
 
U know costs are skyrocketing,all rates after admission to hospital are on a steep upward curve.Medicines & Spl Reports, nurses attention, room rent,many times ICU, many more complicated tests & sometimes repeated tests are costing heavily & will be a significant drain on pensioners limited resources
So, higher OPTIONAL SA IS THE NEED OF THE HOUR  plus when we are shifted to SAME CATEGORY we belonged, for that HIGHER transfer, FULL 75 % REBATE IS GIVEN. AS I SAID IN AN EMAIL, indeed THIS IS -- Comprehensive Family Health, Harmony & Tranquility Policy. GRAB IT, BE LIBERAL IN OPTION. U WONT REGRET.....

7)THIS IS AN APPEAL ALSO TO THE PENSIONERS abroad TO SEND OPTION FORM online THRO EMAIL, DULY COMPLETED. If ANY PENSIONER IS HOSPITALISED,THEIR RELATIVE, KITH & KIN MUST COME TO THEIR RESCUE, GET OPTION FORM COMPLETED & SEND IT RIGHT NOW please.

8)SZO TOLD ME THAT THOSE WHO DID NOT OPT AS THEIR SPOUSE/ CHILDREN WERE COVERED BY THEIR EMPLOYER, SUCH PENSIONERS CAN JOIN BY SUBMITTING OPTION FORM WITH REMARKS MADE. THEY ALSO TOLD ME THAT VRS RETIREES CAN JOIN NOW THOSE WHO RESIGNED ARE NOT ELIGIBLE THOUGH SCHEME DOES NOT CONTAIN ANY AGE LIMIT ,90 & ABOVE CANNOT JOIN NOW.

9)LASTLY, REQUEST U TELL MANY PENSIONER FRIENDS,FAMILY PENSIONERS TO immediately SEND OPTION FORM DULY COMPLETED TO RESPECTIVE OFFICES HEALTH IS VITAL, WE ALL WERE WORRIED AS WE SPEND A LOT AS AGED PEOPLE PRONE TO ILLNESS,DISEASES & MANY HEALTH COMPLICATIONS & DISABILITIES. IN THIS SENSE MAJOR WORRY & HIGH EXPENSES ARE TAKEN CARE OF & WE SHD THANK LIC & GOD WE ACHIEVED THIS SINGULAR BENEFICIAL SCHEME.

 I WROTE TO SRI BG RAITHATHA, GS, RAJKOT UNION BANK RETIREES ASSN, A BULLWORKER, CAN NOW ATLEAST EXISTING OBs BECOME ACTIVE TO PROP UP & STRENGTHEN DIVISIONAL ASSNS ? CAN NOW ATLEAST PENSIONERS COME FORWARD TO VOLUNTEER & MORE IN AGE GROUP 60-70, OTHERS TOO ACTIVE, MOST WELCOME.
GREETINGS
RBKISHORE
VP,AIRIEF